Dynamic Wealth Group “Dynamic Group” – Privacy Policy
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Dynamic Wealth is committed to providing quality services to you and this policy outlines Dynamic Wealth’s ongoing obligations to you in respect of how it manages your Personal Information. Personal Information is information or an opinion that identifies an individual. Examples of Personal Information Dynamic Wealth may collect includes: names, addresses, email addresses and phone numbers. Your Personal Information can be obtained by Dynamic Wealth in various ways including, but not limited to, online orders, social media, subscription to our mailing list, cookies and direct communication as well as from third parties. Please note that Dynamic Wealth does not guarantee website links or policies of third parties (whether authorised or otherwise).
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In respect of your Personal Information, Dynamic Wealth has adopted the Australian Privacy Principles contained in the Privacy Act 1988 (Cth). The Australian Privacy Principles govern the way in which Dynamic Wealth collects, uses, discloses, stores, secures and disposes of your Personal Information.
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A copy of the Australian Privacy Principles can be obtained from the website of The Office of the Australian Information Commissioner via the following link: https://www.oaic.gov.au/privacy-law/privacy-act/australian-privacy-principles.
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Collection of Your Personal Information
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Dynamic Wealth collects your Personal Information for the primary purpose of providing its services to you and marketing (e.g. informing you of products that may be of interest to you from Dynamic Wealth or appropriately selected third parties). Dynamic Wealth may also use your Personal Information for secondary purposes reasonably related to the primary purpose, in circumstances where you would reasonably expect such use or disclosure. You may unsubscribe from Dynamic Wealth’s mailing and marketing lists at any time by contacting Dynamic Wealth in writing or within the footer of a Dynamic Wealth e-communication.
When Dynamic Wealth collects your Personal Information, it will, where appropriate and where possible, explain to you why it is collecting the information and how it plans to use it.
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Disclosure of Your Personal Information
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Your Personal Information may be disclosed in a number of circumstances including the following:
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third parties where you consent to the use or disclosure; and
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where required or authorised by law.
Security of Your Personal Information
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Dynamic Wealth will store your Personal Information in a manner that reasonably protects it from misuse and loss and from unauthorised access, modification or disclosure.
When your Personal Information is no longer needed for the purpose for which it was obtained, Dynamic Wealth will take reasonable steps to destroy or permanently de-identify your Personal Information. However, please note that most of your Personal Information is or will be stored on Dynamic Wealth’s files which may be kept for a minimum of 7 years.
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Maintaining the Quality of your Personal Information
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It is important that your Personal Information is up to date. Dynamic Wealth will take reasonable steps to make sure that your Personal Information is accurate, complete and up to date. If you find that the information Dynamic Wealth has is not up to date or is inaccurate, please advise Dynamic Wealth as soon as possible so that its records can be updated.
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Policy Updates
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This policy may change from time to time. If you are reading this policy in hard copy form, please note that an electronic version is also available on Dynamic Wealth’s website (https://www.dynamicwealth.com.au).
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Complaints and Enquiries
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If you have any queries or complaints about this policy please contact:
Dynamic Wealth
T: 1800 818 777
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Dynamic Wealth "Dynamic Group" – Website Terms and Conditions
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Application of Terms
By viewing and using this website (https://www.dynamicwealth.com.au/) (Website) and its information you are agreeing to the terms and conditions identified in this document.
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This Website is available for your use on acceptance of and compliance with these terms and conditions. By viewing and using this Website you agree to use this Website in accordance with all applicable laws.
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You are responsible for maintaining your passwords and log in details and ensuring they remain confidential.
Dynamic Wealth General Terms and Conditions of Service
All purchases made from Dynamic Wealth are and will be subject to Dynamic Wealth’s terms and conditions of service.
General information and not advice
The content on this Website is intended only to provide a summary and general overview on matters of interest. It is not intended to be comprehensive, nor to constitute legal, financial or other professional advice. You should always obtain legal or other professional advice suitable for your own circumstances before acting or relying on any of the content on this Website.
Although Dynamic Wealth aims to ensure that the content on this Website is current and accurate, there may be delays, errors or omissions that could affect its currency or accuracy. There may also be historical articles and other content on this Website which, though current at the time of writing, no longer reflect the present state of affairs or industry practice.
Your use of this Website, or the receipt of any information via this Website, is not intended to create, nor does it create, an advisor-client relationship between us.
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Liability
This Website, and all content and services provided or made available through this Website, are made available to you on an 'as is' and 'as available' basis.
You acknowledge and agree that to the maximum extent permitted by law, and subject to clause 5 below, Dynamic Wealth makes no representations, warranties or guarantees in relation to the availability, suitability, continuity, reliability, accuracy, currency or security of this Website. Dynamic Wealth will not be liable if this Website (or any content made available through it) is incomplete, corrupted, inaccurate, outdated or incorrect, or if this Website, or any services provided or made available through it, are unavailable for any reason, including directly or indirectly as a result of:
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telecommunications unavailability, failure or fault (regardless of cause);
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any acts or omissions of third parties (including Dynamic Wealth’s third party service providers);
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maintenance or repairs carried out by Dynamic Wealth or any third party service provider in respect of any of the systems used in connection with the provision of this Website;
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any events beyond Dynamic Wealth’s control; or
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services provided by third parties ceasing to be or becoming unavailable.
You also acknowledge and agree that to the maximum extent possible under law, and subject to clause 5 below, Dynamic Wealth does not represent, warrant or guarantee that this Website is free from computer viruses or any other defect or error which may affect your software or systems. You should protect your software and systems by installing and implementing your own security and system checks.
Consumer Guarantees
To the maximum extent permitted by law, any conditions, warranties, guarantees, rights, remedies, liabilities and other terms implied or conferred by statute, custom or common law imposing any liability or obligation on Dynamic Wealth are excluded under these terms and conditions. However, if a supply under these terms and conditions is a supply of goods or services to a consumer within the meaning of the Australian Consumer Law (as contained in Schedule 2 to the Competition and Consumer Act 2010 (Cth)), then nothing contained in these terms and conditions excludes, restricts or modifies the application of any provision, the exercise of any right or remedy, or the imposition of any liability under the Australian Consumer Law, provided that, to the maximum extent that the Australian Consumer Law permits Dynamic Wealth to limit its liability, then Dynamic Wealth’s liability is limited to:
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in the case of services, the cost of supplying the services again or payment of the cost of having the services supplied again; and
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in the case of software or other goods, the cost of replacing the goods, supplying equivalent goods or having the goods repaired, or payment of the cost of replacing the goods, supplying equivalent goods or having the goods repaired.
Except in the case of a ‘major failure’ (as that term is defined in the Australian Consumer Law), Dynamic Wealth can elect as between the remedies set out in this clause.
Exclusion of Liability
Subject to clause 5 above, and to the maximum extent permitted by law, Dynamic Wealth excludes liability for all direct, indirect or consequential liabilities, losses, damages, costs and expenses (including, without limit, loss of revenue, loss of goodwill, downtime costs, loss of profit, loss of or damage to reputation, loss under or in relation to any other contract, loss of data, loss of use of data or loss of anticipated savings or benefits), whether arising in contract, tort (including negligence) or otherwise, suffered or incurred by any person in connection with or in any way relating to this Website or any content or services provided or made available through this Website.
Intellectual Property and Copyright
All copyright to the content of this Website, including all uploaded files, layout design, data, graphics, articles, file content, codes, news, tutorials, videos, reviews, forum posts and databases contained on this Website or in connection with any goods, services or products provided by Dynamic Wealth vests solely with Dynamic Wealth. You must not use or replicate Dynamic Wealth’s copyright material other than as permitted by law. Specifically, you must not use or replicate Dynamic Wealth’s copyright material for commercial purposes unless expressly agreed to in writing by Dynamic Wealth.
External Links
This Website may contain links that direct you to Websites external to this Website (Links). The Links are provided for your convenience and are not an express or implied indication of any endorsement or approval of the linked Website, its contents or any associated Website, product or service. You agree that Dynamic Wealth will not be liable for any loss or damage you may suffer as a result of your use of the Links.
Collection of Information
Use of information you have provided Dynamic Wealth with, or that Dynamic Wealth has collected and retained relating to your use of any one or more of this Website and Dynamic Wealth’s goods, services and products, is governed by Dynamic Wealth’s Privacy Policy. By using this Website, you agree to the policies and terms contained in Dynamic Wealth’s Privacy Policy.
Confidentiality
All personal information you give Dynamic Wealth will be handled in a confidential manner in accordance with Dynamic Wealth’s Privacy Policy. However, due to circumstances beyond Dynamic Wealth’s control, Dynamic Wealth cannot guarantee that all aspects of your use of this Website will be confidential due to the potential ability of third parties to intercept and access such information.
Posting comments
This Website may enable you to post comments (for example, on blogs, forums or other public areas). You are responsible for all comments that you post (or that are posted using your username and password). You must not post any comment that:
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is antagonistic or inflammatory (commonly referred to as ‘trolling’);
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is xenophobic, racist, abusive, harassing or hateful;
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is false, defamatory, inaccurate, threatening, invasive of a person’s privacy, or constitutes personal abuse directed at other users;
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is obscene, sexually explicit or pornographic, or contains links to other sites that contain or promote obscene, sexually explicit or pornographic material;
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constitutes commercial advertising, the promotion of gambling or the promotion of your own site (commonly referred to as ‘spamming’);
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infringes someone else’s copyright or other intellectual property rights, or
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violates any applicable law.
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Governing Law
These terms and conditions are governed by and construed in accordance with the laws of Western Australia.
Dynamic Wealth reserves the right to bring proceedings against you for breach of these terms and conditions, in any one or more of your country of residence and any other appropriate country or jurisdiction.
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Dynamic Wealth is a member of PICA. (Property Investors Council of Australia.)
Dynamic Wealth Group PTY LTD provides education on Real Estate, Finance & Property Investing. Dynamic Wealth Group does NOT provide financial advice or any other form of advice. We strongly recommend you seek independent financial & legal advice.
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Financial services are provided by Dynamic Finance Group.
(ACN 643 863 021) DYNAMIC FINANCE GROUP is an authorised credit representative of Outsource Financial, Australian Credit Licence 384324. CRN 527373
Real Estate services provided by Dynamic Realty Group PTY LTD.
Real Estate & Business Agent. RA 83594. (WA)
Real Estate & Business Agent. 4722666. (QLD)